- Save Money on Health Expenses
- Blue Zones
- CVT Member Benefits
- MCSIG Member Benefits
- Interactive Process Meeting (IPM)
Unexpected health care costs can be hard on any budget. To help manage your own health care costs:
Get preventive care
Well visits and checkups often cost a lot less than treating a disease or illness. Talk to your doctor and dentist about how often you should be seen, and stick to this schedule.
shop around for your prescriptions
Medicine costs can vary widely among pharmacies. Call pharmacies and ask for the cost of your prescription medicine. Some websites also have prescription medicine costs available for pharmacies in your area. You may also wish to look into mail-order pharmacies.
USE generic medicines
Name brand medicines can cost hundreds of dollars more than generic ones. Ask your doctor if a generic medicine is available for your prescription and if you are having trouble paying for medications.
Check Your Medical Bills
Make sure there are no mistakes on your doctor, hospital or prescription bills. And, be sure your insurance covered services it is supposed to cover. If you have questions, or think you may be over-billed, call the number listed on your bill.
Watch those late fees
A few dollars here, 20 dollars there… late fees can add up. Whether it's your credit card bill or a service you received, make an effort to pay your bill on time. Avoid late fees by getting bills set up on automatic payment plans. Or, have a special slot on the wall to place bills that haven't been paid. Then, they won't get buried under junk mail or other papers on your desk.
The RealAge Test assesses your eating, exercise, and sleep habits, along with family health history, behaviors, and existing conditions. It takes about 15 minutes, it's free, and individual results are private (and HIPAA compliant). Take years off your RealAge with personalized plans to increase your energy, sleep better, and create a happier, healthier life!
Take the Personal Pledge. Take a four-step pledge to help you learn the wisdom of the people who live the longest!
Blue Shield of California
When submitting inquires always include your member number from the face of your CVT insurance card.
MCSIG Healthy Reward$
The program has been paused for 2022-2023
Have you heard about an Interactive Process Meeting (IPM) and didn't know what it was?
The interactive process is the collaborative effort involving the employer, employee and the employee's supervisor to discuss information about the nature of the disability and the limitations that may affect the employee's ability to perform the essential job duties due to a work or non-work-related injury, disease or disorder. The Americans with Disabilities Act of 1990 mandates that all employers must engage in an interactive process to determine if a reasonable accommodation of the employee's disability can be made.
At MCOE, we engage in the interactive process as a good-faith effort to discuss the limitations and/or performance issues an employee's disability may pose. The purpose of this discussion is to determine what (if any) accommodation may be needed. The Human Resources Department will contact the employee and the employee's supervisor whenever an IPM is needed. This process is not meant to be intimidating or disciplinary in nature.
MCOE is committed to keep an open, collaborative and effective line of communication with its employees relating to the IPM process.